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The European Commission has published a green paper on retail financial services

The European Commission has published a green paper on retail financial services. The Green Paper seeks the views on how to improve choice, transparency and competition in retail financial services to the benefit of European consumers and how to facilitate true cross-border supply of these services, so that financial firms can make the most of the economies of scale in a truly integrated EU market. It is also looking at and discussing the impact of digitalisation on retail financial services with a view to allow for growth of innovative solutions in this area in the EU. Respondents ranged from consumers, specific individuals, consumer organisations, financial industry associations, financial firms, public authorities, and other concerned stakeholders.

http://eur-lex.europa.eu/legal-content/EN/TXT/?uri=COM:2015:630:FIN

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